Talk to Fred
Field notes on conversational AI, compliance, and turning website visitors into customers.
Legal & Compliance
The bar stopped asking whether lawyers use AI and started asking how they supervise it. Here is the 2026 compliance standard for a firm's website, line…
Read more →Healthcare & Medical
A healthcare assistant touches protected health information, the practice of medicine, and anti-discrimination law in a single conversation. Here is the 2026 standard.
Read more →Real Estate & Property
Fair housing law does not care that a machine said it. Here is the 2026 standard for an AI assistant that can sell homes without steering…
Read more →Insurance
Regulators stopped asking whether your agency uses AI and started asking how you govern it. Here is the 2026 compliance standard, line by line.
Read more →Financial Services
A mortgage chatbot quoted a rate and a monthly payment in two sentences. That single reply crossed two federal lines, and the lender owns both.
Read more →Financial Services
A crypto chatbot told a buyer it looked like a solid entry point. That one helpful line can forfeit a safe harbor and pull a token…
Read more →Financial Services
A chatbot told a prospect to put 60% in index funds. That is investment advice without suitability analysis. The SEC has something to say about it.
Read more →Insurance
A website assistant told a visitor their water damage 'should be covered.' It had no policy in front of it, no producer license, and no authority.…
Read more →Your website had 47 visitors this week. Three were ready to buy. Fred knows which three because Fred had the conversation.
Read more →Chatbots are instructed not to go off-topic. Instructions get forgotten, ignored, worked around. Fred is built so he cannot.
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